Insurance WAEC

What is the proximate cause of the damage to the car?

Mr. Aderemi owns a car that was insured under a comprehensive policy. while insuring the car, he did not inform the company that his wife who has no driving license also drives the car. the wife while driving the car, came face to face with rioters who damaged the car.

A. misrepresentation
B. inexperienced driving
C. riot
D. reckless driving

Correct Answer: Option C

C. riot

Explanation

A proximate cause is one that is legally sufficient to result in liability. It is an act or omission that is considered in law to result in a consequence so that liability can be imposed on the actor. It is the cause that directly produces an event.

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