Insurance WAEC

The use of gas burners for cutting and welding is considered in the insurance contract as?

A. a favourable morale hazard
B. a favourable physical hazard
C. an unfavourable morale hazard
D. an unfavourable physical hazard

Correct Answer: Option D

D. an unfavourable physical hazard

Explanation

A physical hazard is defined as “A factor within the environment that can harm the body without necessarily touching it. Vibration and noise are examples of physical hazards”.

Physical hazards include but aren’t limited to electricity, radiation, pressure, noise, heights and vibration amongst many others.

Welding is a potentially hazardous activity and precautions are required to avoid electrocution, fire and explosion, burns, electric shock, vision damage, inhalation of poisonous gases and fumes, and exposure to intense ultraviolet radiation.

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