Commerce WAEC

The principle of subrogation in insurance means that?

A. the insured could make profit from his loss
B. the insured must be fully indemnified
C. those insured should pool their risks
D. parties to the insurance contract must reveal all relevant facts
E. the insurer takes the place of the insured in respect of claims due from third parties

Correct Answer:

Option E – the insurer takes the place of the insured in respect of claims due from third parties

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