Insurance

Term insurance benefits are payable?

A. maturity A. at surrender B. at death C. before maturity Correct Answer: Option B B. at death Explanation The…

5 years ago

The demand for payment made by the insured to the insurer following the occurrence of the event insured against is?

A. consideration B. gratification C. commission D. claim Correct Answer: Option D D. claim Explanation An insurance claim is a…

5 years ago

The period of insurance in the non-life insurance contract is usually?

A. one month B. one year C. two years D. three years Correct Answer: Option B B. one year

5 years ago

The price paid for the purchase of insurance policy is?

A. premium B. claim C. renewal D. benefit Correct Answer: Option A A. premium Explanation An insurance premium is the…

5 years ago

One of the features of ”with profit whole life assurance” is that profit is allocated to the policy?

A. as soon as the policyholder dies B. up to the date of death of the policyholder C. when the…

5 years ago

A primary function of insurance is the?

A. creation of a common pool B. provision of security C. stimulation of business enterprises D. loss prevention and control…

5 years ago

The principle of utmost good faith allows the insured?

A. to accept all risks proposed for insurance B. the right to sue the insurer C. to make a claim…

5 years ago

The reason for issuing a certificate of motor insurance is that, it is?

A. required by law for all motor policyholders B. a general practice worldwide C. a support to policy document D.…

5 years ago

Information required in a proposal form for employer’s liability is insurance include?

A. age and health condition of the employees B. the number of employees and the annual wage roll of the…

5 years ago

Which type of insurance product is appropriate for a young couple who is embarking on a holiday trip abroad?

A. whole life policy B. investment-linked policy C. education endowment policy D. term assurance policy Correct Answer: Option D D.…

5 years ago