Insurance

The person that buys a life insurance policy is an?

A. actuary B. assured C. assessor D. agent Correct Answer: Option B B. assured Explanation An assured: Legal owner or…

5 years ago

How many days are allowed in life insurance as days of grace?

A. 25 days B. 30 days C. 35 days D. 60 Correct Answer: Option B B. 30 days Explanation Grace…

5 years ago

The class of insurance that does not require a certificate is?

A. motor insurance B. marine insurance C. fire insurance D. aviation insurance Correct Answer: Option B B. marine insurance

5 years ago

The document that is legally required to be issued by insurers in respect of compulsory insurance is?

A. cover note B. endorsement C. certificate D. renewal note Correct Answer: Option B B. endorsement Explanation A cover note…

5 years ago

The policy of insurance is signed by the?

A. representative of the insured B. representative of the insurer C. insurance broker D. insurance consultant Correct Answer: Option B…

5 years ago

Insurance is defined as a pooling of risk because of many people?

A. with common interest make claims every year B. with common risk insure with the same company C. with common…

5 years ago

The part of the policy that describes the event that could lead to a loss in an insurance contract is?

A. recital clause B. condition C. specification D. operative clause Correct Answer: Option D D. operative clause Explanation The operative…

5 years ago

In an endowment policy, benefits are paid at death or?

A. a lump sum is paid on maturity B. regular payments are made after maturity C. regular payments are made…

5 years ago

Life insurance is a contract of?

A. indemnity B. subrogation C. benefit D. contribution Correct Answer: Option C C. benefit Explanation A life insurance policy is…

5 years ago