Insurance

The type of life insurance policy where the premium goes towards the policy with no interest element is?

A. endowment policy B. whole life insurance C. annuity policy D. term insurance Correct Answer: Option A A. endowment policy…

5 years ago

The part of a policy that describes the event that led to a loss is?

A. operative clause B. recital clause C. heading D. schedule Correct Answer: Option A A. operative clause Explanation The Operative…

5 years ago

Which of the following professionals is an operator in the reinsurance market?

A. agent B. consultant C. broker D. adjuster Correct Answer: Option C C. broker Explanation An insurance broker is a…

5 years ago

A policy that covers a trader against the risk of payment default by the customer is?

A. stock insurance B. trade insurance C. fidelity insurance C. credit insurance Correct Answer: Option C C. fidelity insurance Explanation…

5 years ago

A life policy that pays the sum assured if the policyholder dies anytime within the policy period is?

A. term assurance B. pure endowment C. whole life insurance D. personal accident insurance Correct Answer: Option A A. term…

5 years ago

The insured who suffered a loss would be entitled to the amount of compensation payable for the loss under the principle of?

A. insurable interest B. utmost good faith C. indemnity D. contribution Correct Answer: Option C C. indemnity Explanation An indemnity…

5 years ago

The expert who uses statistics to develop the premium payable in a life contract is an?

A. adjuster B. actuary C. assessor D. agent Correct Answer: Option B B. actuary Explanation An actuary is a business…

5 years ago

The factor which increases the possibility of loss that emanates from the insured attitude is?

A. physical hazard B. moral hazard C. uninsured peril D. excepted peril Correct Answer: Option B B. moral hazard Explanation…

5 years ago

Life policies can be used as collateral for a loan when the policy has?

A. ceased to be life B. been temporarily suspended C. acquired a surrender value D. has been made paid-up Correct…

5 years ago

The body that regulates the activities of the insurance market in Nigeria?

A. National Insurance Commission B. professional reinsurance Association of Nigeria C. Nigeria insurers Association D. Nigeria council of registered insurance…

5 years ago