Insurance

A blanket policy in fidelity guarantee insurance is to cover?

A. cashiers handling cash B. all staff that may handle cash C. cash from office to bank D. all receivables…

5 years ago

Which of the following professionals assist in determining the actual cost of a loss to be paid by an insurer on a claim?

A. loss adjuster B. insurance broker C. actuary D. surveyor Correct Answer: Option C C. actuary Explanation An actuary is…

5 years ago

An event sufficiently related to a legally recognizable injury to be the cause of that injury is?

A. hazard B. remote clause C. proximate cause D. peril Correct Answer: Option C C. proximate cause Explanation Proximate cause…

5 years ago

An attachment to an insurance policy that modifies the policy is?

A. applicable B. variation list C. log book D. endorsement Correct Answer: Option D D. endorsement Explanation The purpose of…

5 years ago

Which of the following benefits will be covered under personal accident insurance?

A. burial expenses B. medical expenses C. legal expenses D. mortuary expenses Correct Answer: Option B B. medical expenses Explanation…

5 years ago

A term insurance policy is cheap because?

A. there is no claim if the insured survives the period B. the claim is small and easy to pay…

5 years ago

The person named to receive the life assurance proceeds after the date of the life assured is?

A. beneficiary B. receiver C. administrator D. next of kin Correct Answer: Option A A. beneficiary Explanation A beneficiary is…

5 years ago

When a policy is canceled before its expiry date, what is owed to the insured is?

A. earned premium B. unearned premium C. return premium D. unpaid premium Correct Answer: Option C C. return premium Explanation…

5 years ago

The body charged with the responsibility to promote and uphold universally accepted standards in the insurance business?

A. Nigeria council of registered insurance brokers B. chartered insurance institute of Nigeria C. National insurers association D. Nigeria insurance…

5 years ago

Peril in insurance means?

A. payment that is made by insurance B. events that lead to a loss C. exposure to no risk at…

5 years ago