Insurance

A clause that prevents the insurer from paying under a policy if the insured killed himself is?

A. exceptional clause B. revival clause C. accidental clause D. suicide clause Correct Answer: Option D D. suicide clause Explanation…

5 years ago

A professional charged with the responsibility of assessing loss in insurance?

A. underwriter B. adjuster C. actuary D. broker Correct Answer: Option B B. adjuster Explanation A loss adjuster is an…

5 years ago

A risk classified is uninsurable when the?

A. extent of the loss can be calculated B. risk will occur no matter the precaution taken C. risk may…

5 years ago

Which of the following conditions must be met before and the insurer is under obligation to pay claim?

A. loss notification B. premium payment C. completion of the proposal form D. submission of policy paper to the insurer…

5 years ago

Which class of insurance would be required by a petrol filling station operator whose operation involves high financial transactions?

A. burglary policy B. public liability policy C. goods-in-transit policy D. money policy Correct Answer: Option D D. money policy…

5 years ago

The duty of a loss assessor is to ensure?

A. adequate compensation to the insured B. payment of premium to the insurer C. that risk manager identifies the risk…

5 years ago

one of the differences between a contract of life assurance and non-life insurance is?

A. non-life requires renewal while life does not B. life requires renewal while non-life does not C. life is subject…

5 years ago

A motor policy that provides cover for the loss or damage of a vehicle used for farming purposes is?

A. private car policy B. agricultural policy C. special type policy D. motor trades policy Correct Answer: Option C C.…

5 years ago

To insure any property, the insured must have?

A. insurable interest B. goodwill C. premium D. valuable consideration Correct Answer: Option A A. insurable interest Explanation Insurable interest…

5 years ago

A ”no claim discount” will be granted under?

A. fidelity guarantee insurance B. marine insurance C. life insurance D. motor insurance Correct Answer: Option D D. motor insurance…

5 years ago