Insurance

The use of gas burners for cutting and welding is considered in the insurance contract as?

A. a favourable morale hazard B. a favourable physical hazard C. an unfavourable morale hazard D. an unfavourable physical hazard…

5 years ago

The modern insurance business was introduced into Nigeria by?

A. American merchants B. British merchants C. French merchants D. Portuguese merchants Correct Answer: Option B B. British merchants Explanation…

5 years ago

The length of time in which a proposer is expected to effect changes in the life insurance contract is?

A. days of grace B. cooling off period C. rectification D. endorsement Correct Answer: Option B B. cooling off period…

5 years ago

One of the functions of the Institute of loss adjuster of Nigeria is to?

A. provide a forum to improve insurance business B. prepare the insured's claims C. offer technical services in claim investigation…

5 years ago

An insured arranges for his premium payment to cease at the age of 70. This is a whole life policy with?

A. indeterminate premium payment B. limited premium payment C. single premium payment D. modified premium payment Correct Answer: Option B…

5 years ago

Marine cargo insurance indemnifies the insured for a loss of?

A. vessel B. container C. consignment D. freight Correct Answer: Option C C. consignment Explanation Marine Cargo Insurance is a…

5 years ago

The amount of cession for reinsurer K if all reinsurers share the risk equally with the sum insured of N360,000 is?

Insurer XYZ is jointly covered for two lines of surplus treaty reinsurance by reinsurers I, J, K, and L for…

5 years ago

Non-indemnity insurance policies are referred to as?

A. benefit policies B. profit policies C. non-profit policies D. non-benefit policies Correct Answer: Option A A. benefit policies Explanation…

5 years ago

A risk considered as sub-standard in the future can be dealt with by insurers through?

(i) premium loading (ii) double insurance (iii) excess imposition A. I and II B. I and III C. II and…

5 years ago

One of the steps taken by an insurer in claim settlement is to?

A. investigate the loss B. assess the risk C. present a claim D. appoint a loss assessor Correct Answer: Option…

5 years ago