Insurance

Concealment of information considered to be material to the contract of insurance is violating the principle of?

A. subrogation B. indemnity C. insurable interest D. utmost good faith Correct Answer: Option D D. utmost good faith Explanation…

5 years ago

One benefit of life insurance policy is that it serves as?

A. replacement of earnings after injuries B. provision for bad debts C. collateral for loans D. repair cost of damaged…

5 years ago

A claimant who is not legally entitled to a claim under an insurance contract may be offered payment on?

A. constructive total loss basis B. partial loss basis C. advice of loss basis D. ex-gratia basis Correct Answer: Option…

5 years ago

The class of insurance under which a visitor who was bitten by her host dog would be compensated is?

A. personal liability insurance B. public liability insurance C. professional indemnity insurance D. employers liability insurance Correct Answer: Option B…

5 years ago

The minimum cover for motorists in Nigeria is?

A. ''Act'' only B. third party only C. fire and theft D. comprehensive insurance Correct Answer: Option B B. third…

5 years ago

Claims paid by insurers in the event of a loss is irrecoverable when the?

A. average clause is applied B. sum insured has been exhausted C. sum insured has not been exhausted D. payment…

5 years ago

Addition of a new building to an existing fire and special perils insurance would be effected through the issuance of?

A. a new policy B. an endorsement C. a specification D. a rectification Correct Answer: Option B B. an endorsement…

5 years ago

A condition precedent to an insurance contract is the?

A. extent of the cover granted B. right to cancel the insurance contract C. right to take possession of the…

5 years ago

The right to effect a contract of insurance on the life of a debtor by the creditor is?

A. utmost good faith B. proximate cause C. insurable interest D. contribution Correct Answer: Option C C. insurable interest Explanation…

5 years ago

The method of paying a premium in life insurance contract in which premium payable increases as age increases is?

A. natural premium B. level premium C. risk premium D. pure premium Correct Answer: Option A A. natural premium Explanation…

5 years ago