Insurance

Family income benefit effected without capital benefit pays the sum assured from the date of?

A. death of the assured till a specified period B. survival of the assured till a specified period C. survival…

5 years ago

One of the duties of a loss adjustor is?

A. advice the claimant on claims processing B. ensure prompt payment of claims C. estimate maximum loss D. investigate the…

5 years ago

The peril insured against by Musa is?

Musa lent Obinna the sum of N2,000,000 in February 2015 which he promised to pay back at the end of…

5 years ago

The subject matter of insurance in the package is?

Musa lent Obinna the sum of N2,000,000 in February 2015 which he promised to pay back at the end of…

5 years ago

Car plying the road seeking passengers for payment of fares are classified by insurers as?

A. private motor B. commercial vehicle C. motor trade D. general cartage Correct Answer: Option B B. commercial vehicle Explanation…

5 years ago

Payment of compensation under professional indemnity insurance would be influenced by?

A. assault B. trespass C. nuisance D. negligence Correct Answer: Option D D. negligence Explanation Professional Indemnity Insurance (PII) is…

5 years ago

A factor to be considered before a proposal for endowment assurance is accepted is the proposer’s?

A. marital status B. place of birth C. date of birth D. social status Correct Answer: Option C C. date…

5 years ago

A condition which the insuring public would use to evaluate the financial stability of an insurer is?

A. prompt payment of claims B. adequate reinsurance treaty C. allowance for ex-gratia payment D. settlement of investigated claims Correct…

5 years ago

One of the perils of nature is?

A. heating B. earthquake C. civil commotion D. spontaneous combustion Correct Answer: Option B B. earthquake Explanation Natural peril; This…

5 years ago

A loss assessor in a claim settlement process is representing the interest of the?

A. insured B. insurer C. reinsurer D. broker Correct Answer: Option A A. insured Explanation A Loss Assessor is appointed…

5 years ago