Commerce JAMB

One of the principles of insurance is?

A. Proximate cause
B. Fidelity guarantee
C. Consequential loss
D. Surrender value

Correct Answer:

Option A – Proximate cause

Explanation

principles of insurance are Nature of contract, Principal of utmost good faith, Principle of Insurable interest, Principle of indemnity, Principal of subrogation, Double insurance and Principle of proximate cause

Proximate cause is a key principle of insurance and is concerned with how the loss or damage actually occurred and whether it is indeed as a result of an insured peril.

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