300 Level Department of Insurance exam questions and detailed answers. Download the answers in document format. Correct, detailed, and straightforward answers.
Questions:
Mr. John insured his Nissan Marano for a period of one year, effective from 1st July, 2016. Whilst travelling from Ilorin to Kano on 18th July, 2017, he ran into a Police check point where his vehicle particulars were demanded. It was discovered that Mr. John’s insurance certificate had expired.
a. Which section of the Motor Vehicles (Third Party Insurance) Act, 1945 has he violated and what is the fine?
b. What section empowers the police to demand such document?
c. Use the case of Taylor v Allen (1966) to explain the above scenario.
d. Assuming he had a cover note issued by his insurer which commences on 18th July, 2017. Has he committed any offence?
