INS 313 Theory Questions: Personal Accident Insurance Claims and Ex-Gratia Payments

300 Level  Department of Insurance exam questions and detailed answers. Download the answers in document format. Correct, detailed, and straightforward answers.

Questions:

a) Highlight the provisions of the Statement of General Insurance Practice as it relates to claim in respect of a personal accident policy.
b) What circumstances would warrant ex-gratia payment by an insurer in respect of the above policy?

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