A general question in an insurance proposal form is?

A. name of the proposal
B. carriage of a fare-paying passenger
C. description of the proposers’ premises
D. methods of construction

Correct Answer: Option A

A. name of the proposal

Explanation

Proposal (application) forms are questionnaires issued by the insurer to be completed by the proposer or his/her agent, which asks questions about the subject matter of cover. Since the insurer will use the information to assess a premium and set the terms and conditions of the policy, the prospective insured must disclose all the material circumstances, whether or not the proposal form asks for them.